Money laundering has now become a common challenge for businesses around the world. At synergy auditing, we have a team of affiliated AML professionals that work to ensure that your business meets all the regulatory expectations and eliminates the risks that come with money laundering.

Anti-Money Laundering (AML) Compliance Services in Dubai, UAE

By AML Specialists – Synergy Auditing & Accounting

In today’s regulatory environment, Anti-Money Laundering (AML) compliance in Dubai is more than a legal requirement — it’s essential for protecting your business, safeguarding the UAE’s financial system, and maintaining stakeholder trust.

At Synergy Auditing & Accounting, our specialist AML consultants in Dubai provide tailored AML and Combating the Financing of Terrorism (CFT) solutions, ensuring your business meets the requirements of UAE Federal Decree-Law No. (20) of 2018 on AML/CFT and the Cabinet Decision No. (10) of 2019 on its Executive Regulations.

We help financial institutions, designated non-financial businesses and professions (DNFBPs), and corporate entities implement robust AML frameworks to detect, prevent, and report suspicious transactions in line with Financial Action Task Force (FATF) recommendations.

Why AML Compliance Matters in the UAE

The UAE is a major global financial hub and an active member of the FATF. AML compliance is critical because it:

• Preserves financial integrity by preventing illicit funds from entering the system.

• Protects national security by disrupting terrorist financing networks.

• Maintains investor confidence through transparency and robust governance.

• Avoids heavy AML penalties in UAE, which can include substantial fines, licence suspension, or criminal prosecution.

Our AML Compliance Services in Dubai, UAE

We deliver end-to-end AML compliance solutions designed to meet UAE Central Bank, Ministry of Economy, and free zone authority requirements. Our services include:

1. AML Policy & Procedure Development

• Drafting and updating AML/CFT policy and procedures manuals.

• Developing Anti-Bribery and Anti-Corruption policies.

• Aligning documentation with UAE AML laws and FATF standards.

2. AML Risk Assessment & Risk Profiling

• Conducting customer risk assessments based on National Risk Assessment (NRA) guidelines.

• Preparing a Risk Register to identify, assess, and mitigate AML risks.

3. Customer Due Diligence (CDD) & Enhanced Due Diligence (EDD)

• Designing KYC (Know Your Customer) processes for onboarding and monitoring clients.

• Implementing EDD measures for high-risk customers and complex transactions.

4. Transaction Monitoring & Reporting

• Setting up or reviewing AML monitoring systems to identify unusual transaction patterns.

• Assisting with suspicious transaction reports (STRs) and suspicious activity reports (SARs) in line with goAML portal requirements.

5. AML/CFT Health Check & Gap Assessment

• Independent reviews of your current AML framework.

• Identifying compliance gaps and providing practical remediation plans.

6. AML Technology & Software Advisory

• Advising on the selection and implementation of AML/CFT software solutions.

• Integrating risk profiling, screening, and real-time monitoring tools.

7. AML Training & Awareness Programs

• Delivering customised AML training in Dubai for compliance officers, management, and frontline staff.

• Ensuring teams are equipped to recognise and escalate suspicious activities.

8. Independent AML Audits & Reviews

• Conducting annual AML audits as per UAE regulatory requirements.

• Providing independent assurance on the effectiveness of your AML framework.

Sectors We Support

Our AML compliance services in UAE cover:

• Banks and financial institutions

• Real estate brokers and developers

• Precious metals and stones traders

• Law firms and notaries

• Accounting and auditing firms

• Corporate service providers

UAE AML Laws & Penalties

Under Federal Decree-Law No. (20) of 2018 and its Executive Regulations, all relevant entities must comply with AML/CFT obligations.
Non-compliance penalties can include:

• Fines up to AED 5 million per violation.

• Suspension or cancellation of business licences.

• Criminal prosecution and imprisonment for serious offences.

Why Choose Synergy Auditing & Accounting for AML Compliance in Dubai?

• Specialist AML Consultants – Deep expertise in UAE AML laws and FATF recommendations.

• End-to-End Support – From AML policy drafting to regulatory reporting.

• Regulatory Alignment – Compliance with UAE Central Bank, Ministry of Economy, and free zone AML guidelines.

• Confidentiality & Integrity – Secure handling of all sensitive client data.

• Proactive Compliance Approach – Ongoing updates on AML law changes and emerging financial crime trends.

📞 Stay Compliant. Stay Protected.
Contact Synergy Auditing & Accounting today to set up a strong AML compliance framework in your business and protect your operations from legal, financial, and reputational risks.